91 RON is equivalent to 87 octane over in the Americas.
We know that the car will run fine on 87 octane, but some sources including Kia documents, "recommend" premium, which is 91 or 93 octane (95 RON). Does the NZ manual or info suggest any recommendation for 95 RON?
I have a simple question that no one has answered so far on this forum or another one: At what octane level is the official advertised HP and torque developed? If it's 87/91 RON, then there is ZERO performance reason to use anything other than regular gas. If the official HP numbers are only developed using premium, then obviously some people will want that.
Some premium fuels have more additives and cleaners than regular. The car will unlikely develop more power with higher octane, because the engine computer will simply adjust for it. The higher octane could provide higher fuel efficiency, but not likely to the extent that the price gap between regular and premium justifies. At least where I live, the price gap between regular and premium has grown steadily in the past years. This gap varies dramatically from jurisdiction to jurisdiction, too... For a long time it was 10 cents/L as in NZ. Now it is 13, 14, 15 cents at most stations.
Before Canada switched to metric, premium was always 3 cents per (UK) gallon more than regular. Then, magically, it became 3 cents per litre, which is a 4.5x increase in cost. Then it crept up to 10 cents and stayed there for many years and now is higher as I mentioned.
For the metric and math challenged Americans, 15 cents per litre is more than 55 cents per US gallon!!!! Where have you ever seen premium 55 cents more than regular in the USA???